Compare home warranty companies with real evidence, and get help if a claim is denied.
We show our sources, our method and how we earn money. Where a fact isn’t published, we say so instead of guessing.
Compare the companies
Side-by-side ratings and what each company publishes, with the reason behind every score.
See the comparison →Claim denied? Start here
A free appeal-letter generator and a step-by-step guide. The letter tool runs in your browser and stores nothing.
Fix my denied claim →Top-rated companies, and why
Ratings from each company’s contract and BBB record, using our published method. Last reviewed: October 2026.
| Company | Our rating | What we found | Details |
|---|---|---|---|
| American Home Shield | ★★★★☆ 4.2/5 | $50,000 aggregate limit; BBB B, accredited | Read review → |
| Cinch Home Services | ★★★★☆ 4.2/5 | May 2025 agreement; BBB A+, accredited | Read review → |
| Old Republic Home Protection | ★★★★☆ 4.0/5 | $3,000 to $7,000 per appliance by plan; BBB A+ | Compare → |
Our ratings come from our own research and are not influenced by any warranty company. This site earns money from ads and from affiliate links to other services; if we ever earn a commission from a warranty company, we will say so next to the link. Details.
Claim denied? Build your appeal letter in minutes.
Answer a few questions and get a clear, polite letter that cites your evidence and asks for a written response. You edit it before sending.
- 1Pick the denial reason and add your dates and details.
- 2Review and edit the letter. Nothing is sent or stored.
- 3Copy, print or download it, and send it with your evidence.
Is a home warranty worth it?
Enter plan cost, service fees and the repairs you may face to see if a plan is likely to pay for itself.
Open the break-even calculator →What to do after a denial
The common denial reasons, the evidence to gather for each, and where to file a complaint.
Read the 7-step guide →Rated before you buy
Side-by-side ratings and costs, with the method behind every score.
See the comparison →Popular guides: Choice vs Select · Well pump coverage · Water heater coverage · Home warranty cost · All articles →
Ready to Protect Your Home?
Compare top-rated home warranty companies side by side and find coverage that fits your home and your budget.
Why Trust HomeWarrantyScope
We are an independent publisher. We are not owned by, and do not sell contracts for, any home warranty company. Some links on this site are affiliate or advertising links, which may earn us a commission at no extra cost to you — this never affects our recommendations. Read our About page for details on how we research, and our Privacy Policy for how we handle your data.
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