Guides

Quick answer: Most home warranty companies do not require an inspection before you buy a plan, and no general law requires one. But your inspection report still matters. Several contracts treat problems that existed before coverage began as pre-existing, and that is the most common reason claims are denied. Last updated: October 29, 2026. Figures … Read more

Most sump pumps last 7 to 10 years. See the repair or replace age chart, 2026 costs, and who pays: your home warranty, your insurer or you.

Last updated: October 21, 2026 Quick answer: A home warranty for sellers is a service contract you buy while your home is listed. It can cover heating, cooling, plumbing and electrical failures until closing, and the plan then passes to the buyer. It costs about $350 to $900 a year, and it is not proven … Read more

Last updated: October 28, 2026 Quick answer: A home warranty waiting period is the number of days after you buy a plan before you can file your first claim. For most companies it is 30 days. It is often skipped when the plan comes with a home purchase or is renewed without a gap. Typical … Read more

Last updated: October 20, 2026 Quick answer: What is a home warranty? It is a paid service contract. When a covered system or appliance breaks from normal wear, the company sends a contractor and pays for the repair or replacement, up to the limits in your contract, and you pay a service fee for each … Read more

How AHS, Choice, Select and America’s Preferred word the pre-existing condition clause, and what proof helps when you appeal.

How to cancel a home warranty: refund windows, fees and renewal traps for AHS, Choice, Select and America’s Preferred, from their agreements.

Last updated: October 8, 2026 A Lowe’s Protection Plan covers one product you bought at Lowe’s, such as a washer, a range or a power tool, and its claims run through an online portal and a Plan Administrator, not through the store. We read the current Terms and Conditions, the version for plans purchased on … Read more

Dealing with a denied home warranty claim? Stay calm, because a denial is not always the end. The first steps are to get the reason in writing, check it against your contract, and send a clear written appeal with your evidence. This guide walks you through each step, so you know what to ask for … Read more

Last updated: October 4, 2026 Quick answer: Does a home warranty cover a well pump? Sometimes, and usually only as a paid add-on. A well pump warranty typically covers the pump itself plus the electrical parts that run it, such as the pressure switch and control box. It does not cover the well casing, the … Read more