Last updated: October 6, 2026
HomeWarrantyScope provides general information only. It is not legal, insurance or financial advice, and it is not a substitute for reading your own contract.
1. Who we are
HomeWarrantyScope is an independent publisher. We are not a home warranty company, an insurer, a contractor, a law firm or a government agency. We do not sell plans or handle claims.
2. Information, not advice
Our articles, ratings and tools explain how home warranties generally work. Contracts, prices and coverage differ by company, plan and state, and they change. Always read the contract you were given and confirm details with the company or your state insurance department before you decide.
3. Our tools
Our free tools, including the denied-claim letter generator and calculators, create text or estimates from what you enter. They run in your browser and we do not store what you type. The results are examples to edit, not legal documents, and we cannot promise that a company will approve a claim or change a decision.
4. Accuracy
We work from public sources and show a Last updated date on articles. We cannot guarantee that every detail is current. If you find an error, contact us and we will review it.
5. Advertising and affiliate links
The site earns money from advertising and from affiliate links to other services. This does not change our ratings. See our advertiser disclosure and editorial policy.
6. Third-party sites
We link to other websites, including company and government pages. We do not control them and are not responsible for their content or policies.
7. Limitation of liability
To the extent allowed by law, HomeWarrantyScope is not liable for losses that result from using this site or relying on its content. Your use of the site is at your own risk.
8. Intellectual property
The text, design and tools on this site belong to HomeWarrantyScope unless stated otherwise. You may quote short passages with a link back to the source. Company names and trademarks belong to their owners and are used only to identify them.
9. Changes
We may update these terms. The date at the top shows the latest version. See also our privacy policy.